Is Ane Rongdai a formal loan company?
AneRong Loan is a product of Ping An Insurance Company of China. Ping An Insurance (Group) Co., Ltd. of China was born in Shekou, Shenzhen in 1988. With the support of governments and regulatory authorities at all levels, customers and all walks of life, it has developed into one of China's three major comprehensive financial groups. Ping An Bank is one of the shareholders of Ping An Group Co., Ltd. of China, which was established with the approval of the China Banking Regulatory Commission. Therefore, Ane Financial Loan is formal.
Ane Rongdai is an open credit loan for individuals and self-employed individuals. From the perspective of loan purposes, electronic loans can be used for house purchase, car purchase, decoration, travel, personal consumption and business operations, etc., and have a wide range of uses. Ping An Bank's financial electronic loans have the following characteristics: high limit: the maximum amount of financial electronic loans is 500,000 yuan; quick loan: the fastest way to get a loan is the next day; financial electronic loans can have a loan term of up to 3 years.
Conditions for applying for Ane Rongdai: Age: The borrower is between 25-55 years old, and the maximum is 56 years old; Behavioral capacity: The borrower needs to have full civil capacity, and it cannot be judged if there is no Diseases related to one's own behavioral incapacity; credit: Yes, consumer finance loans (such as Bank of China Consumer, Industrial Finance, etc.), trust companies, if the loan amount exceeds 10,000, import can only be made after settlement. If the amount is less than 10,000, it will not affect the purchase. part. The acceptance of Alipay and WeChat is not affected. Debt ratio: The debt ratio of the borrower shall not be higher than 75; Spouse factors: When a married borrower applies for a loan, the spouse must know; couples can only apply for loans; judging from the credit record, loans of the same nature exceeding 100,000 are not allowed. to 3 transactions or the equivalent of 3 transactions.
An eRongdai is a cooperation between Ping An Panhai and Lujin to provide customers with microfinance consumer loans and business loan services. Only by using a personal credit card can you go to Lujin Store to apply for a loan with your ID card and bank card. The prerequisite for customers to apply for a loan is to have a good credit report and formal work. You cannot apply for Ping An Electronic Loan or Rufax in other Ping An loan departments. You can also apply if you have been paying for more than 6 months. Other information requirements: valid second-generation ID card, bank debit card, business stability certification materials (provided by individual industrial and commercial households), original and copy of motor vehicle driving license, vehicle information network query screenshots (such as vehicle illegal information query screenshots, etc.) , vehicle photos (required to be photos of the body and rear of the car, and the account manager and the borrower must be in the photos), auto insurance online inspection screenshots (if online inspection is not possible for some reason, relevant physical evidence of the auto insurance policy can be provided), marriage certificate (used for identification Spouse's real estate), household registration book (used to identify spouse's real estate), real estate information file certificate), loan amount: 30000-500000, loan period: 36 months, repayment method: monthly principal and interest payment.
Is the eRong Approval Center reliable?
Reliable. The e-loan signing center is a formal loan platform, mainly for college students and some white-collar workers, and is relatively reliable. To apply for installment, you need to fill in personal information, which must be true before you can apply.
Is ICBC e-Loan a scammer?
No, "Rong e-dai" is the personal credit loan brand of ICBC, which refers to unsecured and unsecured RMB loans issued by ICBC to borrowers who meet specific conditions for personal legal and compliance purposes. , the money will be transferred to the receiving debit card account specified when applying.
Please log in to e-life, go through the "Selected" section, and select "Rong e-borrow urgent need money immediately - Rong e-borrow - use money immediately" to apply for Rong e-borrow. Please refer to the system display for specific information on whether it can be applied for, loan limit, interest, etc.
Recently, some criminals have produced a copycat APP (v3.4.2) of "ICBC e-Loan", pretending to be ICBC staff to market "ICBC e-Loan" products to customers through SMS links. fake websites to defraud customers’ funds. At present, ICBC has reported to relevant national departments to ban the relevant websites involved in the fake APP.
If you have disclosed your card, password, certificate and other personal information when applying, in order to ensure the security of your funds and personal information, it is recommended that you stop payment and report the loss of the relevant card as soon as possible. Change password. At the same time, please report the case to the public security organs as soon as possible, and ICBC will cooperate with the public security organs to deal with it accordingly.
Introduction: "Rong e-Loan" is a pure personal credit loan issued to small and micro business owners and individual industrial and commercial households for use in their production and operations.
Many banks have introduced preferential interest rates. "Rong e-borrowing" is an unsecured, guarantee-free, pure credit personal loan business launched by ICBC for individual customers. Around the Spring Festival this year, many branches of ICBC announced that the annual interest rate for "e-Borrowing" is 4.35, which is even lower than that of personal housing loans. .However, a “white list” system is implemented, and the information is only pushed to employees of public institutions, state-owned enterprises, and financial institutions. The interest rate recently offered by China Merchants Bank is as low as 3.96. A Beijing Youth Daily reporter saw on the China Merchants Bank APP yesterday that China Merchants Bank will launch a flash loan “withdrawal gift” event on June 22, with interest rates as low as 3.96. Of course, customers who can participate in the event must also meet certain conditions.