LPR's current benchmark interest rate (floating interest rate for short) is 4.6, and banks have risen by 30 basis points, so the current mortgage interest rate is 4.9. If the benchmark is raised to 4.65 next year, the mortgage interest rate will be 4.95 next year. Summary: 30 basis points remain unchanged, and the benchmark will change accordingly. At present, the mortgage interest rate has hit a record low, and it is bought and cherished.

LPR refers to the loan interest rate executed by financial institutions for their best customers, and banks can add and subtract points on this basis to determine the actual loan interest rate.

According to the regulations of the central bank, the new loan market quotation (LPR) will be published every 20th. 2065438+On August 20th, 2009, the loan market quoted interest rate (LPR) was: 1 year LPR was 4.25%, and the LPR over five years was 4.85%. The above LPR is valid until the next LPR version.