There's a good chance of being alive. As long as you have complete information, there is no overdue appearance. Generally, I can pass.
2. Someone just called me and said that I personally signed my Ping An loan. Is it true?/You don't say.
deceiver
3. Is the loan successful after signing the car loan?
After the interview, there is no need to give the audit results on the spot. If the face-to-face signing fails, even if the loan needs to pass the face-to-face signing, the lending institution will enter the next process and finally issue the loan as agreed. Only when the loan funds arrive can the loan application be considered successful.
How soon can I know whether the bank approves the loan after the face-to-face signing?
Generally, the results of bank loan business will be obtained about 3-5 days after face-to-face signing. The bank will check the specific audit results through SMS users or call the customer service hotline. After the face-to-face signing is passed, the lending time will generally fluctuate, mainly depending on the efficiency of the bank.
What are the precautions for bank face-to-face signing?
(1) Basic information of the lender, including the names, residences and contact information of the buyer and the seller. It should be noted that if the buyer and seller are not present to sign, a power of attorney is required.
(2) When signing the contract, be sure to pay the time clearly. Pay attention to the payment of the house payment.
(3) It is necessary to clarify the buyer's liability for breach of contract for overdue payment and the seller's unilateral right to terminate the contract when the buyer breaches the contract.
(4) The transaction of first-hand houses involves various tax and fee issues, including business tax, personal income tax and land tax.
(5) After the face-to-face signing of mortgage, there are procedures such as auditing, mortgage and taking other items. Under normal circumstances, it takes 2-3 months to recover after the interview.
Car loan refers to the loan issued by the lender to the borrower who applies for buying a car.
The actual interest rate of car loan is set by the handling bank according to the actual situation of customers and with reference to the benchmark interest rate stipulated by the central bank. The main types of car loans are direct customers, indirect customers and credit cards. Generally, it is 1-3 years, and the longest is no more than 5 years.
4. Is it legal to induce the video interview of Ping An car loan?
Legal. Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date. Many loans are remote video interviews. Lend money to customers. Is legal and reasonable. Ping An Bank's auto loan products include new car loans, used car loans and car surcharge loans.