Because each bank's specific prepayment process is different, there are six main steps in prepayment. The first step is to inquire about the loan balance and the original loan contract terms. Check the repayment schedule and prepare repayment funds in advance. Check the requirements for prepayment in the loan contract, and pay attention to whether there is a penalty for prepayment. If specified in the contract, prepare the corresponding funds in advance; The second step, telephone consultation, the general bank will let you directly contact the credit department of the sub-branch of the real estate loan, and telephone the application time of the loan bank for early repayment and other materials that need to be prepared. Generally, I need to bring my ID card, loan contract, certificate of custody property, power of attorney for withholding repayment and other materials to the loan handling bank to make a new appointment, and generally I need to handle it. The third step is to fill in the application for prepayment. Fill in the prepayment application form in the bank credit department. Generally, banks will ask customers to fill out an application form for prepayment, and then get the approval letter of the application according to the scheduled time. Step four, get the application approval and repay the loan. The borrower takes the relevant documents to the bank to get the approved prepayment application form, deposits the prepayment balance in the counter designated by the bank, and receives the repayment receipt. Step six, get his right certificate and the original purchase contract. Bring the real estate license/ID card/and insurance policy, and collect the other party's property right certificate and the original purchase contract from the bank credit department on the agreed date. The bank will tell you where to refund the premium and where to put the mortgage. Step 7, remove the mortgage. When handling cancellation, the lender needs to apply to the housing management department for cancellation registration form, and handle the mortgage cancellation formalities with the house ownership certificate handled in the bank.

2. How does Jiangsu Bank prepay on the mobile phone?

Bank of Jiangsu mobile phone repayment process in advance;

1 First, the user logs into the mobile banking app of Jiangsu Bank.

2. Select "Loan" once in the home menu, enter the loan management page, and click Repayment to enter "My Loan";

3 Then select your personal loan information to view personal loan related information, and click "prepayment" below;

4 Then choose "Partial Repayment" or "Full Repayment" according to personal circumstances, and enter the repayment principal for repayment.

3. What is the prepayment process of ICBC mortgage? Read the article!

In the month when the pressure of applying for mortgage repayment is high, many people will choose a longer loan term and then want to repay in advance when the economy improves. What I want to introduce to you today is "What is the prepayment process of ICBC mortgage?" I hope that after reading it,

1. What is the prepayment process of ICBC's mortgage?

1 To repay the loan in advance, you can call the customer service staff first and apply. If it meets the requirements, the customer service staff will inform you that you need to charge liquidated damages for early repayment, so you need to consider the cost of liquidated damages when preparing for arrears.

2. Business processing: After the materials are prepared, the money settled in advance can be deposited into the account at one time. There will be a staff member to arrange the deduction. After the deduction is successful, you can ask for it.

3 information, etc. Go to the Housing Authority to go through the formalities of understanding and detention.

How to collect the penalty for repayment?

If the prepayment is less than one year, 5% of the prepayment amount will be charged; Consult the customer service staff who prepay after one year or have a look at their loan contract.

The above is the answer about "What is the prepayment process of ICBC mortgage?". Generally speaking, it is to apply first, then prepare the materials to go to the outlets for settlement, and release the charges with the settlement voucher. Fourth, how to operate the mortgage prepayment?

Hello! The handling method of prepayment of personal housing mortgage loan of Agricultural Bank of China is as follows: When the borrower applies for prepayment of mortgage loan, he must submit a written application to the lender at least 30 days in advance and get the consent of the lender. As the actual situation varies from place to place, please contact the Lender's account manager for communication. The information to be carried in the prepayment of individual housing loan is the borrower's identity document, the individual housing loan guarantee contract and the original housing loan repayment card (discount), and an application shall be submitted to the original loan agency in advance according to the contract. Please consult your local loan bank for details. The collection standard of liquidated damages for prepayment is based on the loan contract signed by the customer and our bank. Please check the loan contract or contact the loan agency for verification.

(Answer time: 165438+20221October 29th. In case of business changes, please refer to the actual situation. )