I. Conditions for applying for bank loan business:

1, 18 to 65 years old natural person;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information, no bad records, and legal use of the loan;

5. Meet other conditions stipulated by the bank.

If you meet the above conditions, you can apply for a loan business at a local bank.

II. Materials to be prepared for handling bank loans:

1, valid ID;

2. Proof of permanent residence or valid residence, and proof of fixed residence;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7. Loan use plan or statement;

8. Other information required by the bank.

2. Hello, where can I get a loan of 20,000 yuan online?

There are many channels. I suggest that you choose a regular big brand when choosing. Interest expense is the original Baidu financial credit service brand, and big brands are more reliable. The interest rate of money-spent products is determined by the system according to the comprehensive situation of users, and the lowest is 0.0 1%. After the quota application is successful, the interest calculation methods of three products are introduced below.

1, All Easy Loan

The interest on all-easy loans is calculated from the day you successfully borrow. But the interest rate of this kind of loan is determined by the system according to the comprehensive situation of users. After the quota application is successful,

All-easy loan home page display shall prevail. It is recommended to maintain a good reputation. According to the usage, the system will calculate the interest irregularly with the remaining principal × interest rate × actual loan days. The daily interest rate is RMB 000, the loan term is 3 installments, and your daily interest rate is RMB 5000. The daily interest of the first installment 1.5 yuan is 2000 yuan, so the daily interest is 1 yuan.

2. Enjoy the loan.

The loan interest of privileged loans is calculated as follows: residual principal × interest rate × actual borrowing days; The daily interest rate is 36,000 yuan, the loan term is 12, and your daily interest rate is 10,000 5 yuan interest. After paying off the first installment, the remaining principal is 33,000 yuan, and the daily interest will be 16.5 yuan, and so on.

3. Short-term loans

Interest on short-term loans. The calculation method of loan interest is residual principal × interest rate × actual loan days, with daily interest as the standard. For example, if you borrow 3,000 yuan, the loan term is 3 installments, and your daily interest rate is 0.05%, the first installment will generate 1.5 yuan interest every day; After paying off the first installment, RMB will generate 1 yuan interest every day, and so on.

I hope this answer is helpful to you. Click on the bottom of the phone to measure the amount immediately.

Hello, where can I get a loan of 20 thousand online?

Hello, there are many online loan channels now. I suggest you choose a regular big brand when you choose. Interest rates are transparent and more trustworthy. Money flower is the original Baidu financial credit service brand, and big brands are more reliable. The interest rate of money-spent products is determined by the system according to the comprehensive situation of users, with a minimum of 0.0 1%, which is subject to the display on the App homepage after the quota application is successful. The following describes the interest calculation methods of three products with rich flowers.

1, All Easy Loan

The interest on all-easy loans is calculated from the day you successfully borrow. But the interest rate of this kind of loan is determined by the system according to the comprehensive situation of users. After the quota application is successful,

All-easy loan home page display shall prevail. It is recommended to maintain a good reputation, and the system will adjust it irregularly according to the user's usage. In general, the calculation method of interest is residual principal × interest rate × actual borrowing days, and the daily interest rate is subject to the display on the home page of your all-easy loan. For example, if you borrow 3,000 yuan, and the loan term is 3 installments, your daily interest rate is15,000 yuan, and the first installment will generate 1.5 yuan interest every day; After the first installment is paid off, the remaining principal is 2000 yuan, and the interest of 1 yuan is generated every day; And so on.

2. Enjoy the loan.

The loan interest of privileged loans is calculated as follows: residual principal × interest rate × actual borrowing days; The daily interest rate is subject to the product page display. For example, if you borrow 36,000 yuan, the loan term is 12, and your daily interest rate is15,000 yuan. In the first installment, you will earn 18 yuan interest every day. After paying off the first installment, the remaining principal is 33,000 yuan, and the daily interest will be 16.5 yuan, and so on.

3. Short-term loans

Interest on short-term loans is calculated from the day you successfully borrow. The calculation method of loan interest is residual principal × interest rate × actual loan days, and the daily interest rate is subject to the interest rate indicated on the loan page. For example, if you borrow 3,000 yuan, the loan term is 3 installments, and your daily interest rate is 0.05%, the first installment will generate 1.5 yuan interest every day; After paying off the down payment, if the remaining principal is 2,000 yuan, the daily interest will be 1 yuan, and so on.

I hope this answer is helpful to you. Click on the bottom of the phone to measure the amount immediately.