There are many channels to apply for loans. Recommend ABC to lend money online. China Agricultural Bank has online loan business. At present, people over the age of 18 can apply through personal online banking and pocket banking (currently only supporting second-generation KBao customers), which will be automatically approved and received quickly.
If you have a savings card of the Agricultural Bank of China, you can log in to the pocket bank and click "All → Online Loan → Apply Now", or log in to the personal online banking and click "Loan → Online Loan → Apply Now" to enter the application page.
The maximum loan amount is 300,000 yuan and the minimum is 3,000 yuan; The specific amount of the customer will be approved according to the customer's business situation in ABC. The term of NetJet loan is less than one year, and it can be repaid in advance.
The borrower handles the prepayment business through the following self-service channels.
Repayment of personal bank loan: log in to personal bank loan, click "More-Online Loan-My Online Loan" and click "Repayment".
Personal online banking repays online loans: log in to Fashion Online Banking, click "Loan-Online Loan-My Online Loan" and click "Repay".
2. What's the difference between Bank of Communications enjoying loans and China Construction Bank staging?
Enjoy loan is the platform for Bank of Communications to borrow money, and installment loan is the platform for China Construction Bank to borrow money. These two are different in the amount and interest.
3. Is China Merchants Bank's credit card business good?
China Merchants Bank is unclear, but now ICBC, Bank of Communications and China Construction Bank all have credit cards similar to good loans, such as CCB's Anju credit card, which can be used to decorate houses, CCB's car installment credit card and ICBC's credit card, but they all need to go to designated merchants for installment.
4. Is there a difference between credit line and credit card line?
Enjoy the credit line is a single non-circulating line added in addition to the original line under the designated card. This limit does not participate in or affect the original limit of all credit cards under the cardholder's name, with a maximum of 1.5 million. This limit is valid for 90 days from the date of successful application. The credit line is not a credit card line, but a temporary line specially used for installment payment (usually cancelled automatically after 90 days). You must pay in installments to use the credit line (that is, you need to pay the handling fee to the Bank of Communications). Enjoy Loan is a brand-new credit card installment payment service launched by Bank of Communications, which provides bulk consumer credit support with high exclusive quota (maximum 1.5 million) and convenient service process.
Features of enjoying loans:
1, it is quick and convenient to handle, and there is no need to prepare complicated materials;
2. Wide application range, covering all aspects of life;
3. The repayment period is 24 months;
4. The monthly handling fee is 0.72%.