Fake. Real loans don't need to pay any fees first. Special channels that pay 200 channel fees first can really pay 100%. This must be false. Loans need to be reviewed. Whether it passes or not is not decided by the guarantee company. Only after the approval of the audit department can we know whether we can get the loan. Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, usually agreeing on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.