National debt can be mortgaged. At present, most banks have opened this kind of mortgage service. Mortgage loan is a loan method adopted by the bank, that is, the borrower provides a certain pledge as a guarantee for the loan to ensure that your loan can be paid off when it expires. At present, the pledge can be securities, bills, stocks, funds, real estate and so on. If the borrower is unable to repay the loan after the loan expires, then the bank has the right to auction your pledge and use the money from the auction to repay your previous loan.
What are the requirements for China Bank's voucher-type national debt pledge loan?
Conditions for handling voucher-type national debt pledge loan:
1. Any resident with full civil capacity in China who holds the unexpired certificate-based government bonds issued by the Ministry of Finance after 1999 (including 1999) and agreed to be underwritten by the Bank of China by himself or a third party (the pledger) can apply for a certificate-based government bond pledge loan;
2. A natural person with full capacity for civil conduct;
3. Have a fixed residence and valid identity documents;
4. You must hold the unexpired certificate-based government bonds underwritten by China Bank;
5. To handle the pledged loan with the voucher-type national debt of a third party (pledger), a written consent document of the third party is required, and the valid identity documents of the third party and myself are also required;
6. Other conditions stipulated by the lender.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.
Can you tell us something about BOC's voucher-type national debt pledge loan business?
China Bank's voucher-type national debt pledge loan refers to a loan business in which the borrower takes the unexpired voucher-type national debt underwritten by China Bank as the pledge, obtains RMB loan from China Bank, and repays the loan principal and interest at maturity. Bonds issued by the Ministry of Finance after 1999 (including 1999) and sold by China Bank in the form of "People's Republic of China (PRC) * * * and China government bond receipts" (hereinafter referred to as "voucher bonds") do not include voucher bonds issued before 1999.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.
Can national debt be mortgaged?
If it is our mortgage loan, we only accept real estate as mortgage at present; If you need to apply for "personal automobile mortgage", you can use the purchased car (brand-new non-operating car) as a mortgage application; If you have unexpired time deposits, certificates of deposit, etc. You can also try to apply for a pledge loan.