If it is still a husband-and-wife relationship, then if there is something wrong with your credit information, it will affect your spouse's loan. When a bank checks a person's credit, it will definitely check his spouse's credit.

Legal basis:

Article 675 of the Civil Code of People's Republic of China (PRC) * * * The borrower shall repay the loan within the agreed time limit. If there is no agreement or unclear agreement on the loan term, and it cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time, or may urge the borrower to return it within a reasonable period.