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Excuse me, how to inquire about the progress of Xiangyang housing provident fund loan?
There are three ways to check the progress of housing provident fund loans:

1. Lenders can log in to the loan progress inquiry on the homepage of the housing provident fund management center website for quick tracking inquiry;

2. Lenders can call the customer service hotline 12329 for self-inquiry;

3. Lenders can also carry their ID cards to the loan bank or the central credit management office for inquiry.

Time required for housing provident fund loan approval:

The housing provident fund loan shall be submitted to the provident fund center for approval after the entrusted loan bank accepts the loan application, and the provident fund center shall complete the loan approval within 7 working days from the date of receiving the materials submitted by the entrusted loan bank (the combined loan shall be subject to the commercial loan approval of the economic commission loan bank). If the examination and approval cannot be completed within 7 working days due to special circumstances, it may be extended for 5 working days with the approval of the person in charge of the provident fund center, and the provident fund center or the entrusted bank shall inform the applicant of the reasons for the extension.

Housing provident fund loan application conditions:

1. The housing provident fund shall be paid in full and normally according to the regulations, and it has been paid continuously for more than six months (inclusive) when applying for the loan.

2. The purchased house is an ordinary house occupied by the city, with a purchase contract and relevant supporting materials in compliance with the law, and it is agreed to use the purchased house as a loan guarantee.

3. If the commercial house is purchased, the sales building has passed the examination and approval of the center, and the loan application is made after signing the contract (the payment method is agreed as mortgage loan) and paying the down payment.

4. If you buy a second-hand house, the real estate agent has put it on record in the center, and after signing the contract (the payment method is mortgage loan) and paying the down payment, you can apply for a loan before going through the formalities of real estate transaction transfer.

5, the purchase of public housing, should be in the signing of the contract, all the money has been paid, can handle the transfer procedures of real estate transactions, put forward a loan application.

6. During the demolition and resettlement, a loan application should be made before the contract is signed, all the house payment has been paid, and the real estate transaction transfer formalities are handled.

If there are 2 or more houses under the name of the employee's family, or if the provident fund loan is not settled, the provident fund loan will not be issued.