Mortgage loans generally require valuable assets such as real estate under the borrower's name to be mortgaged, with relatively high qualification requirements, long payment period and relatively cumbersome procedures, but relatively low interest.
Mortgage loans generally need: ID card, household registration book, marriage certificate, work certificate (or business certificate), bank account, proof of use, etc.
Unsecured loan is a kind of credit loan that does not require the borrower to provide valuable assets such as real estate, and it requires the borrower to have a good reputation. The advantages of unsecured loans are that there is no mortgage (even no guarantee), the procedures are relatively simple and the loan is faster.
Unsecured loans generally need: ID card, electricity bill, work certificate, bank account number, etc.