Legal subjectivity:

After buying a house, the issue of transfer is involved. If you want to buy a house with a loan, what materials do you need to prepare for transfer? Next, the editor of , has compiled some knowledge for you about what materials are needed for commercial loan transfer after purchasing a house. Welcome everyone to read! Materials required for commercial loan real estate transfer 1. Real estate transfer registration application form. 2. Proof of applicant’s identity. 3. Real estate title certificate. 4. The commercial loan house has been mortgaged. If you want to transfer the property, you must submit a written document (issued by the bank) agreed by the mortgagee. 5. Other necessary materials: ① For compulsory transfer by the people's court, an effective judgment, ruling, mediation letter and notice of assistance in execution shall be submitted; ② For the transfer of real estate of an unincorporated enterprise or organization, the approval document of the property rights department agreeing to the transfer shall be submitted ; ③ For land allocated administratively or subject to land price reduction or exemption, the approval document from the competent department and proof of payment of the land price must be submitted; ④ If the real estate is obtained through bidding, auction, or listing, the bid confirmation letter, auction transaction confirmation letter, and land use rights must be submitted. Transfer contract and proof of payment of the land price; ⑤ If it is a government welfare commercial housing, it should be submitted to the relevant competent department for approval; ⑥ If it is demolition compensation, a demolition compensation agreement should be submitted; ⑦ Opinion letter from the owner of the real estate agreeing to the transfer; ⑧ Acquisition or merging enterprises, approval documents from relevant departments should be submitted; ⑨ For transfer of real estate between state-owned enterprises or other organizations, approval documents from relevant departments should be submitted; ⑩ Other documents stipulated in laws, regulations, rules and normative documents. The commercial loan transfer process is more complicated than other transfer methods, and the bank also needs to issue written documents when preparing the information. However, when the home buyer is handling the transfer, it is enough if he can prepare all the transfer information and then handle it step by step. Legal objectivity:

Article 10 of the "Urban Housing Ownership Registration Management Measures" states that housing ownership registration shall be carried out according to the following procedures: (1) Acceptance of registration application; (2) Ownership review; (3) Announcement ; (4) Approval of registration and issuance of house ownership certificate. Item (3) of this article applies to registrations where the registration authority deems it necessary to make an announcement.