Does the suspension of provident fund payment have an impact on provident fund loans?
It depends on whether the paying company has applied for epidemic postponement. If the enterprise has applied for epidemic holdover, the holdover enterprise shall be regarded as normal deposit during the holdover period, and the deposit period can be calculated continuously. After the expiration of the holdover period, if the enterprise pays normally, and the employees meet other conditions of provident fund loans, they can apply for loans. If the unit fails to handle the epidemic deferred payment, it shall be deemed as the payment of the provident fund, and the remittance month shall be recalculated when applying for the provident fund loan.
1 The deposit time during the enterprise holdover period is calculated continuously, which does not affect the normal withdrawal and application of housing provident fund loans by employees.
2. If any employee leaves his post during the holdover period, the unit manager shall pay the housing accumulation fund payable during the holdover period to the employee before closing the account. Otherwise, it will affect the normal entry of the overdue fine amount in the employee's personal account.
3 If the enterprise where the paid-in employee works has applied to the management center for holdover according to the procedures, the deposit time of the paid-in employee shall be calculated continuously during the holdover period, which will not affect the normal application of the paid-in employee for housing provident fund loans.
Deferred provident fund refers to the application under specified conditions. If the company does not apply for deferred payment of provident fund due to the epidemic, the provident fund management center will not allow it, so it must be based on local requirements.