The bank loan interest rate is comprehensively evaluated according to the credit situation of the loan, and the loan interest rate level is determined according to the credit situation, collateral and national policy (whether it is the first suite). If all aspects are evaluated well, the mortgage interest rates implemented by different banks are different. Under the current policy, storefront housing loans are generally calculated at the benchmark interest rate of 40-60%, and the adjusted interest rate on July 7 is 7.05% for more than five years and 50% for more than five years.

Monthly repayment of 206,5438+00 years (65,438+020 months):

200000 * 7.05% * 1.5/ 12 * ( 1+7.05% * 1.5/ 12) 120/[( 1+)

Description: 120 is 120 times.