If Ping An Pratt & Whitney's loan includes insurance premium and service fee, then both insurance premium and service fee can be refunded. Because according to the regulations, no loan can be tied to any other products, including insurance and additional services.

Ping An Pratt & Whitney is the general name of the joint venture company of China Ping An Insurance Co., Ltd. to carry out financing guarantee, financing consultation, micro-loan and other businesses.

Assist small and micro business owners, individual industrial and commercial households and ordinary wage earners to obtain professional loan services, and help the development of China's real economy.

After years of rapid development, Ping An Pratt & Whitney has grown into a professional model in terms of comprehensive strength and corporate governance: it has excellent international management team and rich experience in credit business management; Through innovative credit technologies such as face recognition, micro-expression, artificial intelligence technology and anti-fraud scanning, we will continuously improve our risk management and control capabilities.