1. Provident fund loan:

3.96% for less than 5 years (annual interest rate)

More than 5 years -30 years 4.4 1% (annual interest rate)

2. Commercial housing loans

5.58% (annual interest rate) below 1 year (inclusive)

1 year or more -3 years (inclusive) 5.76% (annual interest rate)

3 years or more -5 years (inclusive) 5.85% (annual interest rate)

More than 5 years -30 years 6.6 12% (annual interest rate)