Legal analysis: using provident fund to buy a house loan is divided into eight steps: first, examine the buyer's qualification; The purchaser signs online by himself; Waiting for evaluation; Preliminary examination of the borrower's loan qualification; Bank loans; Sign a loan contract; Pay taxes and transfer ownership; The lending bank will release the loan after the working day of 15-20.

Legal basis: Article 11 of the Regulations on the Management of Housing Provident Fund shall perform the following duties:

Prepare and implement the plan for the collection and use of housing provident fund;

(two) responsible for recording the deposit, withdrawal and use of employee housing provident fund;

(three) responsible for the accounting of housing provident fund;

Approve the extraction and use of housing provident fund;

Responsible for the custody and return of housing provident fund;

Prepare a report on the implementation of the housing provident fund collection and use plan;

(seven) to undertake other matters decided by the housing provident fund management committee.