Buying a house requires a loan, whether it is a provident fund loan or a commercial loan. When making a loan, you need to use the house purchase contract as the loan voucher. Original and photocopy of purchase contract or purchase agreement, original and photocopy of purchase invoice, original and photocopy of my ID card, etc. If the relevant supporting documents are lost, it will affect the loan. It is troublesome to reissue contracts and documents;

First, the purchase invoice is lost.

You need to provide a copy of the invoice stamped by the tax authorities, otherwise you can't withdraw the provident fund.

The lost shopping invoice cannot be reissued, but there are remedial measures. If the house purchase invoice is issued by the developer, you can go to the developer's office, retrieve the electronic ticket record and reprint it, or copy the invoice stub, write the words "this one is consistent with the original", and the printed copy or copy can be stamped with the special seal of the company invoice, which can be used as a deduction voucher.

Second, the purchase contract is lost.

Before the pre-sale registration, if the buyer loses the contract, he only needs to void the remaining contract and re-sign the contract with the developer. What the buyer needs to pay is the cost of a contract.

Before the pre-sale registration of the house purchase contract is completed, but the bank mortgage is not started. When the buyer loses the contract, the measure taken is to publish a statement in the newspaper to declare the contract invalid. After the expiration of three months, he will take the newspaper to the organ that made the pre-sale registration to apply for cancellation of the signed contract, and then sign a new contract with the developer before making the pre-sale registration.

After the pre-sale registration of the house purchase contract is completed and the bank mortgage is completed. If the buyer loses the contract at this time, in addition to the formalities in the second case, the buyer must sign a change agreement with the bank that handles the loan and put the new contract into the bank pledge.

Because the original purchase contract has been cancelled and replaced by a new contract, that is to say, the contract number in the loan contract signed between the buyer and the bank has changed. Although the contents of the house purchase contract have not changed, according to the contract law, the loan contract has changed and it is necessary to sign a change agreement with the bank. During this period, the fees that buyers need to pay are basically the same as in the second case.

Therefore, every bill in the process of buying a house has an important impact on the property itself. Payment receipts, loan contracts, invoices and so on. It's all important, so we must keep it well.