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How to withdraw provident fund for second-hand houses

How to withdraw the provident fund for a second-hand house, the details are as follows:

1. To withdraw the provident fund for a second-hand house, the applicant needs to hold the "Real Estate Sales Contract" and a valid payment certificate for the property rights transaction. , the applicant's original ID card and other materials should be brought to the unit and fill in the "Application Form" and "Application Letter", and then after the unit's preliminary review, they will be stamped with the unit's official seal and the bank's reserved seal;

2. House buyers After the application is stamped, the applicant takes the "Application Form" and "Application Form" that have been reviewed and stamped by the unit, and related materials to the provident fund business hall to withdraw the acceptance window for preliminary review. After review, go to the loan window for review, and finally to the withdrawal window. Approval at the approval window;

3. After the provident fund is approved and withdrawn, the entire process is complete. The applicant only needs to go to the entrusted bank to withdraw the housing provident fund;

4. Provident fund To withdraw the housing provident fund from the employee's own bank savings account, in addition to the above information, the original and copy of the proof of marital relationship and a copy of the provident fund withdrawal record of the main house buyer are also required.

In summary, if a customer wants to withdraw provident funds for the purpose of purchasing a second-hand house, he or she must prepare a personal ID card, a provident fund co-branded card and a house purchase agreement or house ownership certificate filed with the real estate administrative department, as well as a deed tax. For tax payment vouchers and other materials, just go directly to the branch of the local housing provident fund management center and ask the staff to handle the withdrawal business.

Legal basis:

Article 24 of the "Housing Provident Fund Management Regulations"

If an employee has any of the following circumstances, he or she may withdraw funds from the employee housing provident fund account Those who purchase, build, renovate or overhaul a self-occupied house; those who are retired or retired; those who have completely lost their ability to work and have terminated their labor relationship with their employer; those who have settled abroad; those who have repaid the principal and interest of home purchase loans; those whose rent exceeds their family salary income prescribed ratio.