The fixed number of years is relatively short, generally about 65,438+0 years, but the interest rate is very low, about 4-6 years per year. How much depends on the products of each bank. The enterprise needs to pay more than 20 thousand taxes every year. The enterprise has been established for more than two years, and there can be no ABM level in the middle. The debt of an individual or enterprise cannot exceed 500W, and the general amount ranges from 50 W to 200 W. It can be multiple banks.
2. Invoice loan: It depends on the annual invoice, but banks or institutions rarely make this product.
Commercial loan: no tax, but the company's running water is not bad. Look at the running water and credit information of the company or legal person, and settle the interest well. It can also be multiple banks but the interest rate is high, and a single bank can earn 20W.
Legal Basis: Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases Article 2 When a lender files a lawsuit in a people's court, it shall provide creditor's rights certificates such as IOUs, receipts and IOUs, as well as other evidence that can prove the existence of the legal relationship between lending and borrowing.
If the creditor's rights certificate such as IOUs, receipts and IOUs held by the parties does not specify the creditor, and the party holding the creditor's rights certificate brings a private lending lawsuit, the people's court shall accept it. The defendant raised a factual defense against the plaintiff's creditor qualification. If the people's court considers that the plaintiff is not qualified as a creditor after trial, it shall rule to dismiss the prosecution.
Article 3 Where the borrower and the lender have not agreed or clearly agreed on the place of performance of the contract, and no supplementary agreement has been reached afterwards, and the place of performance of the contract cannot be determined according to the relevant provisions of the contract or trading habits, the place of performance of the contract shall be the place where the party receiving the money is located.