The applicant should apply for a car loan; After approval, the bank will inform the borrower to fill in various forms, as well as loan contracts, guarantee contracts and mortgage contracts, and go through mortgage registration and insurance procedures; Banks issue loans; The borrower pays the down payment to the car dealer.

Article 11 of the Measures for the Administration of Automobile Loans stipulates that the lender shall establish the borrower's credit file. The borrower's credit file shall include the following contents:

(1) The name, address, valid identification and contact information of the borrower;

(2) Proof of the borrower's income level and credit status;

(three) the purchase agreement, car model, engine number, frame number, price and purpose of the purchased car;

(4) The amount, term, interest rate, repayment method and guarantee of the loan;

(5) loan collection records;

(six) other information needed to prevent loan risks.

1. Submit loan information, and buyers can choose one of the banks to handle housing loans. 2. Review the lender's loan qualification, including the authenticity of personal information and income. 3. Sign a loan contract. After the loan process is completed within the loan issuing bank, the loan will be directly issued to the developer.