The process of applying for student loans:

The loan acceptance department submits a loan application;

Prepare materials. Prepare relevant materials to register with the student financial aid management department of the local education bureau and receive the "National Development Bank Student Origin Credit Student Loan Application Form" (hereinafter referred to as the application form). The borrower needs to fill in the application form completely and seal it;

review the materials. The borrower and *** together with the borrower shall go to the student financial aid management department of the county (city, district) education bureau where they registered to receive the form and issue identification materials (including the ID cards of the borrower and *** together with the borrower and their copies, student Two copies of the certificate or admission notice, household registration book, application form and postal savings account number are required. The staff of the Student Aid Management Department of the County Education Bureau will review the materials;

Sign the contract. The borrower and *** sign the "China Development Bank Student Origin Credit Student Loan Contract" with the borrower himself. When signing the loan contract, he authorizes the Postal Savings Bank to deduct the principal and interest of the loan from the above account;

Contract Return receipt. After the loan contract is signed, students can report to the university with the contract. Starting from 2011, students only need to go to the university financial aid center to apply for an electronic receipt, and there is no need to mail a paper receipt. If the student financial aid management department of the Education Bureau does not receive a receipt within 30 days after registration (no later than October 30), the student will be deemed to have canceled the loan application;

Loan issuance and payment. According to the contract, the Postal Savings Bank will issue the loan on the date stipulated in the contract and wire the loan funds to the designated account of the university where the borrowing student is located;

repay the loan. After the borrower student graduates, the student and his or her co-borrower are responsible for depositing sufficient funds in their personal account on time as stipulated in the loan contract.