Customer service telephone number of mortgage repayment service: 073 1-8509- 1277.
The process of applying for prepayment is as follows:
1. The borrower calls the customer service phone of the loan bank to make an appointment for prepayment, and asks about prepayment.
2. The borrower brings ID card, loan contract and other materials to the loan bank to formally apply for early repayment.
3. After the approval of the bank, the borrower shall go through the relevant formalities for prepayment.
4. The borrower deposits the due amount into the repayment card at the bank counter to complete the prepayment.
Specific steps: 1. The borrower must first make an appointment through manual customer service at least half a month in advance to repay the loan in advance.
Then, the borrower should bring his valid certificate.
Identity documents, loan contracts and other related materials to the bank's bank branch counter, apply for early repayment.
3. After the approval of the bank, the borrower goes through the relevant formalities in the bank and deposits the prepayment amount into the designated account.
4. Some banks are different. If you want to repay in advance, you need to re-sign some contracts and pay liquidated damages.
2. How long will it take for Everbright Bank to apply for prepayment to get the settlement certificate?
Usually a week or two.
Especially for mortgage loans, you must wait one to two weeks to get the settlement certificate and cancel the mortgage materials.
I. Procedures for prepayment of mortgage loans
1. Be familiar with the provisions on prepayment in the loan contract. Pay special attention to whether it is necessary to pay liquidated damages for repaying loans in advance.
2. Every commercial bank has different requirements for prepayment, so mortgage lenders must carefully understand the policies of commercial banks before making plans.
3. Consult the loan bank about the advance loan, such as location, telephone number, conditions and required information.
4. Call or go to the relevant departments in person for prepayment. After receiving the borrower's application for prepayment, the bank has to examine and approve it. This process takes ten days, half a month or even a month, with a minimum of 5-7 working days.
5. Bring relevant documents and fill in the prepayment application form at the loan bank.
6. Submit the prepayment application form and deposit the prepayment amount in the counter.
3. What is the prepayment process of Everbright Bank's mortgage, and how to calculate the liquidated damages?
You must first apply to the bank for prepayment, and after the approval of the bank, the remaining money will be returned in one lump sum.
When many banks sign loan contracts with borrowers, they will stipulate that they cannot repay in advance within six months or one year. During this period, a certain penalty will be charged for early repayment, and some of them do not need to pay penalty after the specified time. You can look at the terms of your mortgage contract.
4. What is the customer service telephone number of China Everbright Bank?
The hotline is: 95595, to help you check the phone number of the nearest outlet.