the short-term mortgage interest rate in xian county is 4.35%. After verification, the interest rate of mortgage loan in 222, taking the central bank as an example, is as follows: 1. Term loan. The interest rate within one year (including one year) is 4.35%

2. Medium and long-term loans. The interest rate for one to five years (including five years) is 4.75%. The interest rate for more than five years is 4.9%.

3. Personal housing provident fund loan. The interest rate for less than five years (including five years) is 2.75%. The interest rate for more than five years is 3.25%.