The conditions for purchasing houses in Tianhai Mansion with provident fund loans include: 1. The borrower must have an account in the city where Tianhai Building is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the self-occupied house of Tianhai Building, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged to purchase loans for Tianhai Building; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The transaction tax on the new house of Tianhai Mansion includes deed tax, maintenance fund and property management fee. Deed tax of Tianhai Mansion: the deed tax to be paid for buying a new house is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the average commercial house is halved, that is, 1.5-2.5%. Tianhai Building Maintenance Fund: charged by multiplying the construction area by a certain amount. Property management fee of Tianhai Building: paid after delivery, and the specific rate shall be implemented according to the regulations of the local price department.

The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the first half. Or contact a broker to answer them. I hope I can help you and wish you a happy purchase!