National Audit Office: Four central financial institutions illegally paid more than 2.9 billion yuan in salary, marketing and other expenses. The article is as follows:

On the morning of June 26, the National Audit Office was entrusted by the State Council to report to The Standing Committee of the National People's Congress reported on the audit status of the central budget implementation and other fiscal revenue and expenditures in 2022.

As for the audit of state-owned assets of financial enterprises, according to the National Audit Office, the four central financial institutions and 21 state-owned trust companies it focused on auditing have assets of 61.63 trillion yuan, liabilities of 55.51 trillion yuan, and net assets Yields range from 0.9% to 15.5%.

The main problems discovered include:

1. False asset base and lax management. 24 financial institutions failed to truthfully reflect RMB 374.629 billion in risk assets through direct undercounting, false disposals, and moving off-the-book. Four central financial institutions also illegally listed 2.911 billion yuan in salary, marketing and other expenses, and two of them had 269,500 square meters of office and technical buildings left idle.

2. Conducting business in violation of regulations. 25 financial institutions have carried out deposits and loans, wealth management, trust, insurance and other businesses in violation of regulations. Among them, bank deposit and loan business violations are still relatively common, mostly manifested in disguised high-interest deposit solicitation, deposit-loan linkage, and lax loan review. Among the 21 trust companies audited, 17 helped entities implement irregularities such as whitewashing statements, transferring funds, and concealing related transactions.

Eight trust companies violated regulations in the name of their main businesses. They assisted many companies in issuing online loans by setting up asset service trust plans that were in compliance with the regulations, and illegally transferred due diligence, risk assessment and other substance Outsourcing the review process.

In the financial field, the National Audit Office recommended that the reform of small and medium-sized banks, insurance and trust institutions be carried out in an orderly manner, and the financial risk disposal mechanism for which the main local party and government leaders be responsible should be improved. Adapt to the reform of centralized and unified management of state-owned financial capital, and bring all types of financial activities under supervision in accordance with the law.

For state-owned assets and state-owned enterprises, it is necessary to urge the improvement and refinement of the "three important and one" decision-making mechanisms and operating procedures, strictly regulate the financial business of state-owned enterprises, and escalate and investigate typical problems that cause heavy losses due to illegal decision-making. Governance.