Thank you for inviting me.

Your loan was used by others, although your husband didn't know it at the time. However, this happened during your marriage. Besides, your husband knew about it afterwards, and he didn't explicitly object. So you can assume that you did it with his consent afterwards. It is possible to identify this loan as a joint debt of husband and wife. It should be returned by the two of you.

However, if he can prove the loan, he doesn't know it beforehand and he doesn't know it afterwards. And it is not used in daily life. It is possible to conclude that this loan is your personal behavior and should be repaid by you personally.

In addition, when you divorced later, did you mention this loan? Is there any agreement? If not, it proves that he doesn't know about the loan. I can only return it myself. If there is an agreement, it shall be implemented according to the agreement.

Second, how can a wife lend money to others without her husband's knowledge? ...

Knowing my wife's bank card password can be queried, which is infringement, no loss and no violation.

Third,

Fourth, my wife borrowed a loan, but my husband didn't know how to pay it back.

The money borrowed by the husband and wife, without knowing it, need not be returned. In principle, the husband borrows money without knowing it, and the wife does not need to pay it back. However, if one of the husband and wife bears the debts needed for the daily life of the family in his own name during the marriage relationship, the creditor should support it on the grounds that it belongs to the same debt of the husband and wife. At this time, the wife will pay back the money.

1) Pre-marital debts of one spouse, except those that have been converted into the same debts;

(two) without the consent of the other party, one of the spouses subsidizes the debts of the person who cannot make a maintenance obligation;

(3) The debts incurred by one spouse without the consent of the other spouse to independently raise funds for production or business activities, and the income is not really used for common life;

(4) Property belonging to only one spouse as determined in the will or gift contract, and debts accompanying the will or gift contract;

(five) the debts agreed by both husband and wife to be borne by one party, but the agreement has no effect on the creditors in principle;

(six) unreasonable expenses of one spouse, such as gambling, drug abuse and other debts;

(seven) other debts that should be borne by individuals according to law.