4.75%。 The benchmark loan interest rates announced by China Construction Bank are 4.35% from 0 to June (including June), 4.35% from 6 to 1 year (including 1 year), 4.75% from 1 year (including 5 years) and 4.90 from 5 to 30 years (including 30 years). China Construction Bank generally refers to China Construction Bank and China Construction Bank, formerly known as People's Construction Bank of China, which was established in June 1954+ 10/(later renamed China Construction Bank on March 26th, 1 996).