Hello, the related expenses of consumer loan service provided by Gitzo mainly include interest, loan management fee and customer service fee. The loan interest is set in strict accordance with the reference interval of the loan interest rate table of the People's Bank of China for the same period. Gitzo is committed to providing customers with transparent and responsible loan services, and the fees are charged in accordance with relevant laws and regulations. I suggest you consider applying for prepayment. You can call the customer service hotline at least 3 days before the repayment date, and the contract is not overdue.