You can't get a loan. A house without a real estate license must not be loaned. When using real estate as a mortgage loan, the essential information is the real estate license. No real estate license means that the owner of the house only has the right to live in the house, but not the right to use it. Therefore, it is impossible to get a loan without a real estate license. Article 8 of the Measures for the Administration of Urban Real Estate Mortgage: (1) Real estate with disputed ownership; (2) Real estate used for public welfare undertakings such as education, medical care and municipal administration; (three) buildings listed as cultural relics protection and other buildings with important commemorative significance; (four) real estate that has been announced in accordance with the law and included in the scope of demolition; (5) Real estate that has been sealed up, detained, supervised or restricted in other forms according to law; Other real estate that may not be mortgaged according to law.