Ping An Xinyi loan was rejected.
There is a problem with the personal information of 1.
Although the application conditions for Ping An Xinyi Loan are simple, the review is very strict. When Ping An Xinyi loan is signed face to face, once the borrower's information or materials are found to be wrong, it will directly refuse to sign.
Two people have bad credit information.
Ping An Xinyi Loan Association inquires about the applicant's personal credit information. If the personal credit information is good before the face-to-face signing, but there is a credit problem during the face-to-face signing, the visa will also be directly refused.
3 Too much debt
Bank loans are very important for personal repayment ability. If there is a large amount of debt in personal credit information or a large number of recent loan application records, the bank will think that the applicant is short of money and refuse in the interview to prevent risks.
Under normal circumstances, Ping An's refusal to sign a new loan is caused by the above reasons. If you want to apply for a new loan, you must maintain good personal credit and reduce personal debt. After Ping An Xinyi's face-to-face loan is rejected, it is best to reapply after three months.