1, the credit line of the credit report is 0, which means that the borrower has repaid all the due amount in the current month on time, and the overdue amount in the current period is 0 yuan, which is a positive repayment record.

2. The balance of 35,000 refers to the amount of outstanding loan principal left by the user from the date of handling the loan to the current inquiry date.

Credit report: it is a way to collect, sort out, save and process the credit information of natural persons, legal persons and other organizations according to law.