It is a product of China Construction Bank's credit card cash installment payment, which belongs to the nature of credit card, but is essentially a loan product. When the fixed credit card limit cannot meet the needs of users, customers can apply for installment payment, and only those who meet the requirements can be opened. The maximum installment payment of CCB is RMB 6,543,800+0.5 million, and a special savings card is issued, which can be used for credit card swiping machines for CCB merchants, but it cannot be used for cash withdrawal and online consumption.

Credit card installment payment of CCB is a cash installment payment business launched by CCB. After the customer submits the cash installment application, CCB will give the applicant a certain credit line after approval, which users can use in the main consumption mode. But it cannot be used for cash withdrawal, transfer and investment activities.

Installment payment can be used for consumer enterprises such as department stores, building materials and homes, high-star hotels and high-end restaurants. , but also for large durable goods, weddings, child care and family (rental, property, heating costs, etc. ). Tax payment (car purchase tax, etc. ), health and other consumption.

In addition, CCB credit card installment payment is a cash installment payment business launched by CCB, which is characterized by long repayment period and interest rate of 0.4%.

How to use the installment card of CCB?

Can be used to specify consumption scenarios, such as buying large consumer goods, decoration, travel, etc. , but cannot be transferred, withdrawn or detained. CCB installment card is a debit card issued by China Construction Bank for users who apply for CCB installment loan business. After the user successfully applies for the installment card of CCB, the installment credit line will be issued to the debit card.