360 loans can't be completely deceptive, but loans need to be cautious. In fact, 360 is a regular website, it won't, won't deceive people, and it may be risky, but it mainly depends on the specific situation of both borrowers and borrowers, as long as it is repaid on time, it will be fine. However, you can't get a 360 loan if you want. First of all, you must have a good letter of credit, and you must ensure that you have the repayment ability before you can apply for a loan.

360 loan refers to the loan recommended by 360 finance company. Because 360 Finance Company itself does not have the qualification for lending, 360 cooperates with other lending platforms.

360 helps the loan platform to obtain traffic, and the loan platform obtains accurate customers with loan needs from the 360 platform.

Therefore, the 360 loan itself is not a loan product, but more is to provide loan navigation services for users. The user applies for a loan at 360, and the loan service is provided by the lending institution. If users have any questions, they need to contact the lending institution directly.

1.360 IOU is the first loan product launched by 360 Finance. As one of the largest Internet security service providers in China, Qihoo 360 Group is striving to build a new Internet financial empire. Overall evaluation of customer credit based on 360 big data, and providing instant cash loans on this basis; The advantages of 2.360 IOUs focus on the large number of users, high activity, massive user credit data and behavior data, advanced Internet technology, convenient experience and professional and high-quality team;

3.360 Group has more than 500 million PC users and more than 700 million smartphone users, with high user usage rate. According to third-party statistics, 360 ranks first in mobile security products, PC-side browsers, and Android mobile phone application market operations. Large platform enterprises can make users feel more at ease! How about the security of 360 IOUs?

360 IOUs has taken multiple measures in safety and risk prevention and control:

1. Establish users' credit portraits, and 360 IOUs establish a credit system based on sufficient social network data, which will sort out each user's credit behavior portraits and grade users' credit lines.

2.360 IOUs establish a social behavior model, and 360 IOUs establish a credit score calculation system based on the user's social circle, taking the user's personal connections as a reference for credit rating. And will also establish a white list and blacklist system. Open a green channel for high-quality credit users, on the other hand, provide blacklisted users' queries to prevent users from applying repeatedly, applying for non-users and false information. , to prevent cliques. 3. Owner's leading security technology, relying on 360' s leading cloud security system, 360 borrows a number of technologies to protect users' data security, privacy security and account security. Professional and high-quality team, 360 has a leading domestic high-level security technology team and a risk control team from large domestic first-line financial institutions.

However, life is beautiful, and loans need to be cautious!

Is the 360 loan reliable? How to apply for a loan with 360 IOUs?

Is the 360 loan reliable? How to apply for a loan with 360 IOUs?

Now all kinds of unreliable loan cases have also made many borrowers cautious when borrowing, fearing that they will accidentally enter the scam of routine loans. Therefore, they will naturally consider whether the loan they choose is reliable in many aspects.

So is the 360 loan reliable?

360 loan is also a loan launched by 360 Finance, which is a loan platform jointly launched by 360 officials.

360 Finance mainly includes three types of loan products, namely 360 IOUs, 360 small micro-loans and 360 installments, which mainly provide loan services for individuals and small and micro-business owners.

Because the 360 loan is backed by 360, its background is naturally more reliable. In addition to the background, users need to consider its charges to judge whether a platform is reliable.

At present, the charge of 360 loan does not exceed the maximum 36% stipulated by the state, and 360 loan does not charge users any fees before the loan application is successful, so its charge is quite reliable.

However, users also need to read their loan agreement clearly when lending to avoid any hidden charges in the agreement. Once you find any unreasonable charges, you can consult the official customer service clearly, or complain directly to protect your rights and interests.

At present, the most famous product of 360 loan is 360 loan, which is a credit loan product, similar to Baidu's borrowing and spending money.

If the user wants to borrow a loan through 360, he needs to download and install the 360 loan app. After downloading and installing the app, they can directly submit information in the app as required to obtain their own loan amount.

After 360 IOUs get the loan amount, users can withdraw the loan within the amount, and then repay the arrears according to the specified time.

360 loan APP?

360 loan platform is very cheat people. Yesterday, I applied for 30,000 on the 360 loan platform. As a result, the next payment. Tell me to deposit 4000 yuan to activate the balance. All right, give me the next sum of money. As a result, I paid a deposit of 4000 yuan, and today is the second day. As a result of the money lent to me, my replacement money has not come down yet. I was cheated again.

Can the 360 credit assistant still be used?

Yes By the end of 2022, 165438+ 10/8,360 credit assistants can still be used. 360 Credit Assistant is a platform for loan officers specially created by Rong 360, which continuously brings interested customers to loan officers.

Is the customer on the 360 credit assistant true?

Yes, the customers on the 360 credit assistant are real. 360 Credit Assistant is a mobile application aimed at improving the success rate of credit card applications. Its purpose is to help customers keep abreast of the latest credit information and provide effective credit application services. It has a set of systems and processes for evaluating customers' credit card applications, which can ensure that customers' credit card applications are truly evaluated and audited. The customers on the 360 Credit Assistant are all real. They are registered through the 360 Credit Assistant system, and their information will be recorded correctly to ensure the information security of customers and the authenticity of credit card applications.

Why can't Rong 360 credit assistant open it?

Rong 360 Credit Assistant cannot open an account:

1. There is a problem with platform maintenance.

2. There is something wrong with the network connection.

3. The platform was seized by relevant departments.

So much for the introduction of 360 loan assistant.