The benchmark interest rate for central bank loans is: 1, and the interest rate for commercial loans is 4.35% for short-term loans within six months (including six months), 4.35% for loans from six months to one year (including three years), 4.75% for long-term loans from one year to three years (including three years) and 4.9% for loans over five years. 2. Benchmark interest rate of provident fund loans: 2.75% for less than five years (including five years) and 3.25% for more than five years.
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