The materials needed to repay the mortgage in advance are: 1, ID card, household registration book, and a copy of the main lender. If the name of the spouse is written on the house book, the spouse's ID card, household registration book and a copy should also be provided; 2. Proof of marital status; 3. Real estate license, house sales contract and loan contract; 4. Copy of repayment list or repayment passbook. The full name of mortgage is housing loan, which refers to the way that the post-mortgage to buy a house people repay the loan to the bank on time every month, obtain the loan with the real estate as collateral, and pay off the principal and interest in installments as agreed in the contract. After all the loans are paid off, the bank will return the collateral. At this point, the collateral is completely owned by the buyer.

Treatment process

1. Call the loan bank first and ask to repay the loan principal in advance. After the bank agrees, bring my ID card, loan contract, repayment card, property right certificate or purchase contract to the designated outlets of the bank.

2. Provide information to the staff in the prepayment window. The staff will give the lender a list and go to the bank counter for processing. The lender will deposit the money in the repayment card at the bank counter, and the bank will automatically deduct the money. After the deduction, the borrower will be given a deduction document.

3. The lender will hand over the deduction documents to the staff at the repayment window, and the bank will give the lender a settlement certificate. Then the bank staff will take the lender to the Housing Authority to cancel his rights. Finally, after the cancellation of his rights, the house is the full house.