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Does the mortgage affect the loan for buying a house again?
Legal analysis: Yes, if the purpose of the loan is to buy a house, the bank will directly refuse the loan.

Legal basis: Article 209 of the Civil Code of People's Republic of China (PRC) establishes, changes, transfers and extinguishes the real right of immovable property, which will take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law.

Natural resources owned by the state according to law may not be registered.