Legal analysis: cancel the account before applying for a loan. You only need to bring two household registration books and the original ID card to the local police station to cancel your account. When you cancel your account, the public security organ will issue a cancellation certificate. As long as you hold this card, you can change your driver's license, diploma and other related personal information. Since the Ministry of Public Security has started to comprehensively clean up the dual accounts, in order to prevent staff from canceling the accounts they want to keep, it is recommended that people with dual accounts cancel at the local police station.

Legal basis: Article 10 of the Regulations on Registration of Household Registration in People's Republic of China (PRC), if a citizen moves out of the jurisdiction of the place where the household registration is located, he or the head of the household shall apply to the household registration authority for registration, obtain a transfer certificate and cancel the household registration before moving out. Citizens who move from rural areas to cities must apply to the permanent residence registration authority for moving out with the employment certificate of the urban labor department, the school admission certificate, or the approval certificate of the urban household registration authority. Citizens moving to border areas must be approved by the public security organs of the counties, cities and municipal districts where they live. Approved by the public security organs of the counties, cities and municipal districts where they are located.