Can I transfer the ownership before the bank loan money arrives? Under normal circumstances, after the bank agrees to lend money and gives the corresponding documents, it can handle the transfer.

Banks can't handle the transfer without unified lending, otherwise it will be difficult to explain the problems in the later stage.

The normal procedure is that the loan can be transferred after it is approved, but the house will be handed over after the loan is issued, so the key should be correct in the hands of the original owner before the loan is issued.

However, if the delivery time is specified in the contract, it shall be calculated separately.

The so-called transfer, that is, the property owner of the real estate license does it in your name, which is called transfer, and the bank loan is recognized.

If the original landlord's real estate license does not have a loan, you can go directly to the real estate trading center for transfer procedures.

If the original landlord has a loan, he needs to restore the landlord's loan first, take out his warrant and cancel it, and then handle the transfer.