Elephant online loan is a very reliable loan platform, and installment products are also more reliable. Moreover, Xiaoxiang Online Loan is also a very famous public online loan platform. Many people choose to borrow money on this platform. It should be noted that when borrowing money, they must have a stable job and income in order to repay it on time every month. Only in this way can we avoid the phenomenon of overdue during the repayment period, and overdue by stages will also have an impact.

Elephant is a platform that can provide cash loans and commodity staging for everyone. The maximum amount of cash loan is 3 1 1,000 yuan. What needs to be known is that elephant's borrowing cost is determined according to the borrower's comprehensive credit situation and borrowing method, and different people vary greatly.

But in general, the annualized loan interest rate of elephant premium generally does not exceed 36%. When applying for a loan, Elephant Premium mainly fills in some personal information, including ID card information, bank card number and mobile phone number. It is more convenient to have no mortgage guarantee.

First, the small pit that online loans need to pay attention to.

(1) Bank card cash flow: On the grounds that it is necessary to verify the cash flow before handling the loan business, the victim is required to set up a new bank card and deposit an appropriate amount of money. After obtaining the bank card password and mobile phone verification code, the money in the victim's bank card will be transferred away.

(2) On the grounds that the victim's reputation is too low, he is required to pay a certain amount of deposit. When you start to apply for a loan online, you can even receive cash checks and bank transactions from the other party. But the other party will fool you into paying a certain deposit, otherwise you won't borrow money. Actually, this is a routine. You pay the money, and the other party immediately blackmails you.

(3) Liars pretend to be bank employees, claiming that there are internal channels for quick loans: in essence, they apply for a credit card with your ID card. After the credit card application is successful, they will use your mobile phone to activate the credit card, and then use your verification code to swipe the credit limit, deducting the high handling fee.

2. What if the loan cannot be repaid temporarily?

(1) If it is possible to repay the principal, you can try to negotiate repayment with the lending institution first.

(2) If the overdue loan is reported at the meeting, try to pay it back first. Here, I suggest confessing all debts to my family and paying off all debts that can be paid off.

(3) Don't borrow any more money, stop here, then find a job and go to work with peace of mind. Resist the pressure and fill the hole in debt with the money earned.