When applying for a student loan, you need the student himself as the borrower and your parents as co-borrower. If the borrower is an orphan, you can find a person with full civil capacity as a co-payer.
Materials for applying for student loans:
(1) The qualification of freshmen who have entered the school, students from provinces and cities who have opened student-origin student loans in universities in provinces and cities, and students from poor families has been completed in advance by the local education authorities. Students who pass the pre-application examination must be certified by the graduated middle school or university to open student credit loans in provinces and cities.
Students from other provinces and cities who have applied for student-origin student loans in universities in other provinces and cities must issue loan certificates from their universities.
Legal basis:
the education law of the peoples republic of china
Fifteenth the State Council education administrative departments in charge of national education, overall planning, coordination and management of national education. The education administrative departments of local people's governments at or above the county level shall be in charge of education within their respective administrative areas. Other relevant departments of the people's governments at or above the county level shall be responsible for the relevant education work within the scope of their respective duties.
Article 16 the State Council and local people's governments at or above the county level shall report the budgets and final accounts of education work and education funds to the people's congresses at the corresponding levels or their standing committees, and accept supervision.
General principles of loans
Article 3 The issuance and use of loans shall comply with national laws, administrative regulations and management regulations issued by the People's Bank of China, and follow the principles of efficiency, safety and liquidity.