You can buy a car on your own loan. Go directly to the vehicle management office to fill in the new car registration form, and then queue up to submit the form, and you can go through the licensing procedures. However, when the vehicle management office goes through the licensing formalities, the vehicle must be externally inspected. After the inspection, it is necessary to go to the insurance hall for vehicle-related insurance, and then go to the registration hall for vehicle registration, and pay the vehicle use tax, vehicle driving license, vehicle number plate and other related expenses. Then randomly select your own license plate number on the computer, install the license plate, and take photos of getting off the bus for archiving. Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers. Car loan channel 1. Auto financing company: The biggest advantage lies in convenience and low threshold. Companies are generally set up by car companies. Its "convenience" is not only reflected in the direct application through 4S stores, but also in the fact that there are no requirements for hard conditions such as hukou and real estate. 2. Buying a car with a credit card: The most obvious advantage lies in the loan interest rate, which is half lower than the traditional bank car loan interest rate. Ordinary credit cards can be applied, and the models are also cross-brand, with a wide range of choices. The premise is that you need a higher credit line to enjoy it. 3. Bank car loans, banks are facing the pressure of tightening credit scale, consumer loans such as car loans have shrunk sharply, and the loan doors of some middle and low-end cars have been temporarily closed. The biggest advantage is a wide range of choices. Car buyers can go directly to the bank to apply for personal car consumption loans after they take a fancy to the models. However, the procedure of lender qualification examination is very complicated. It is generally necessary to provide real estate (such as real estate) as collateral. Some banks are open to high-end customers or high-end models, and the car itself can be used as a mortgage. However, compared with other car loan methods, the time period for approval is very long. In terms of loan interest rate, the auto mortgage interest rate generally rises by about 10% on the basis of the benchmark bank loan interest rate in the same period. Most car loan businesses need guarantee companies to guarantee or buy car guarantee insurance, and car buyers also need to bear 2.5% to 3% guarantee fees. When all procedures are added up, the comprehensive cost of bank car loan is the highest among the three ways.

Second, can I get the original license for buying a car with a loan?

Yes, but it takes a long time. Please consult your local vehicle management office, 4S shop or car dealer. ...

3. Can a 4s shop get its own license if it borrows money to buy a car?

I sell cars, so I can tell you that basically 99% loans to buy a car won't let you get a license yourself. Even if you know everything, if you have acquaintances in the vehicle management office, they will take someone with you, because after you get the license, the vehicle management office will issue you a vehicle registration certificate, which is a big green paper. Only in this way can you transfer ownership. Under normal circumstances, 4s will mortgage this to the financial institution or bank you borrowed, and after the mortgage, they will release the money you borrowed. If you take it away, they will release it.

4. Can a 4S shop borrow money to buy a car? Or is the store responsible for licensing?

The owner bought a car through a loan. In fact, they can buy their own pants. At the age of 30, the owner went to the vehicle management office to go through the licensing formalities, fill in the application form and submit the licensing information. And drive the car to the inspection area of the vehicle management office. The staff will inspect the car, take photos of the car, print the frame number and so on. After completion, the owner can choose the number, pay the fee and get the driving license.

In fact, the mortgage car does not necessarily need to be licensed in the 4s shop, but it is recommended that the owner be licensed in the 4S shop. This is because the owner can save the owner's time by handling the car loan in the 4S shop, and the 4S shop is familiar with the licensing, which can avoid being caught by the traffic police because of the wrong license plate.

Moreover, some people will say that the authorization fee for 4S stores is relatively expensive, often ranging from 1000 yuan to several thousand yuan. In this case, the shopkeeper can negotiate the price with the 4S shop. Under normal circumstances, as long as the other car owners negotiate the price with the 4S shop, the 4S shop is still willing to make it cheaper.