In daily life, if people are short of money, most people will think of bank loans at the first time, so what can they do with a loan of 200,000 yuan from the bank? 200,000 yuan is not a small amount, and you need to provide certain assets to successfully apply. Let's briefly introduce the relevant content today.
1. Pure credit loan At present, the popular loan method is mainly to borrow from the bank by virtue of personal reputation. The loan amount is generally not high. If there are other assets to assist, the loan amount may increase a little, but overall, the loan of 200,000 yuan is very small, unless it is a SME loan. If you want to apply for a credit loan, these factors can give you extra points: work unit (civil servants, teachers, doctors, executives of large enterprises, etc. ), with strong assets in the bank and many business contacts with the bank, I have the opportunity to apply for a relatively high credit loan. Second, if the personal qualifications of secured loans are not up to standard, you can try to find a third-party guarantor to provide guarantee services for you. The loan amount is relatively high, 200,000 yuan is ok, but the requirements for the guarantor are very high, such as meeting the requirements of bank liquidity, credit and assets, which are generally difficult to achieve. Even if the conditions are met, the amount will not be too high. Third, mortgage loans You have real estate, shops, fixed assets, etc. In your name, you can apply for a mortgage loan if you meet the requirements of the bank. This is the best way to get a large loan. Most banks have similar business. It is recommended to go directly to the bank outlets for consultation. Fourth, if you have certificates of deposit, creditor's rights, equity and insurance policies in your name, you can also try to handle such businesses. The application threshold is relatively high, and it is rarely used in reality.
Second, is there any way to borrow 200 thousand?
What did you do? What did you return it with? Where can I get a mortgage? You can come to me if you have a guarantee
3. Is there any way to get a loan of 200,000 yuan?
Any bank can lend money. Mortgage is generally evaluated by the institution designated by the bank, and the mortgage value is the evaluation price.
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