Question 1: What does insufficient position in the clearing account mean? 1. When the demand for funds is greater than the idle amount, it is called insufficient position.

2. Position (position) is also called head lining, which means money. It is a popular term in the financial and business circles. If the bank's income from all receipts and payments on the day is greater than the payment, it is called a long position; if the payment is greater than the income, it is called a short position. The behavior of predicting more or less of this type of position is called shorting. The act of finding ways to transfer funds everywhere is called position reversal. If the temporarily unused funds are greater than the demand, it is called a loose position; if the demand for funds is greater than the idle amount, it is called a tight position.

3. Position is a word commonly used in the financial industry, and is often used in finance, securities, stocks, and futures transactions.

For example, when opening a position in futures trading, the position held after buying a futures contract is called a long position, or long for short; the position held after selling a futures contract is called a short position, or short for short. The difference between open long contracts and open short contracts in a commodity is called the net position. This is only done in futures trading, but not in spot trading.

In foreign currency trading, "opening a position" means opening. Opening is also called opening, which is the act of buying one currency and selling another currency at the same time. After the opening, one currency is long (long) and the other currency is short (short). Choosing the appropriate exchange rate level and timing to establish a position are the prerequisites for profitability. If you enter the market at a good time, you have a greater chance of making a profit; on the contrary, if you enter the market at a bad time, you are prone to losses. Net position refers to the trading difference between one currency acquired after opening and another currency.

Question 2: Can "insufficient positions of commercial banks" be understood as insufficient cash in banks? It cannot be understood so simply, they are completely two concepts

There are many types of so-called positions, including settlement business and fund transactions between commercial banks and with other financial institutions. Current funds.

The bank's cash refers to the cash prepared by commercial banks to handle ordinary cash business for daily customers.

Question 3: What is the meaning of bank position? For example, a bank has a deposit of 100 yuan. After handing over the bank reserves according to regulations, it can only release 70 yuan after waiting for 7,788 yuan. The bank has already given out a loan of 50 yuan, and the other 20 yuan cannot be idle to pay interest to customers, so it will put the 20 yuan into the central bank and let the central bank distribute it to those who are short of positions. If there happens to be a big customer who wants to lend 30 yuan at this time, then the bank's position will be short of 10 yuan, and then it will transfer the position to other banks, that's what it means. In the case of insufficient securities capital positions, you can also understand this. Many people want to withdraw money from the securities, and the total funds that can be transferred into the securities are only 100 yuan, and someone wants to withdraw 110 yuan that day, so it is due to the position If the position is insufficient, the customer can only withdraw 100 yuan, or transfer 10 yuan to other places to pay the customer to solve the problem of insufficient position

Question 4: When handling money at the bank, bank staff often say, no What does position mean? When a bank is doing business, it needs to transfer business funds from the head office or the superior bank. In addition to cash, there is also the fund quota that the business outlet can use in the superior treasury. It is retained in the account of the superior unit in the form of time deposit within the bank.

Question 5: What is the meaning of insufficient margin financing position? The word position is the most commonly used word in the financial industry. It is often used in margin trading, especially futures and foreign exchange trading. Now A With the advent of margin trading, this term has begun to apply.

Position refers to the amount of funds an investor owns or borrows, and the trading intention expressed by buying or selling. Position is a market agreement. Buyers have long positions and sellers have short positions.

The insufficient financing position in margin trading you refer to actually refers to the insufficient trading volume of margin buying. Simply put, if the buying volume is greater than the selling volume, the stock price will easily rise. On the contrary, the selling volume is greater than the buying volume. If the amount is too high, the stock price will easily fall. The principle of financing buying and securities lending selling is the same.

Question 6: What does bank position mean? If the bank's income from all receipts and payments on the day is greater than the payment, it is called a long position; if the payment is greater than the income, it is called a short position. The behavior of predicting more or less of this type of position is called shorting. The act of finding ways to transfer funds everywhere is called position reversal. If the temporarily unused funds are greater than the demand, it is called a loose position; if the demand for funds is greater than the idle amount, it is called a tight position. 2. Position is a term commonly used in the financial industry, and is often used in finance, securities, stocks, and futures transactions. For example, when opening a position in futures trading, the position held after buying a futures contract is called a long position, or long for short; the position held after selling a futures contract is called a short position, or short for short. The difference between open long contracts and open short contracts in a commodity is called the net position. This is only done in futures trading, but not in spot trading. In foreign currency trading, "opening a position" means opening. Opening is also called opening, which is the act of buying one currency and selling another currency at the same time. After the opening, one currency is long (long) and the other currency is short (short). Choosing the appropriate exchange rate level and timing to establish a position are the prerequisites for profitability. If you enter the market at a good time, you have a greater chance of making a profit; on the contrary, if you enter the market at a bad time, you are prone to losses. Net position refers to the trading difference between one currency acquired after opening and another currency. In addition, in the financial industry, there are also terms such as closing positions and position lending. There are many types of position days: the first position day (the first day of the futures delivery process), etc. Most of them refer to the day when the funds are used.

Question 7: What does bank position mean? Position can refer to the amount of funds owned or borrowed by investors. Bank position is a professional name for the banking system's allocation of available funds. Each bank or securities industry has its own fund position

For example, a bank has a deposit of 100 yuan. According to regulations, After paying the bank reserve and waiting for the money, it is stipulated that only 70 yuan of loans can be issued. At present, the bank has already issued 50 yuan of loans, and the other 20 yuan cannot be idle to pay interest to customers. Then it will put the 20 yuan into the central bank, and let the central bank allocate it to those banks that are short of positions. If there happens to be a big customer who wants to lend 30 yuan at this time, then the bank's position is insufficient and it will be short of 10 yuan. Then it has to transfer positions to other banks, that's what it means. In the case of insufficient securities capital positions, you can also understand this. Many people want to withdraw money from the securities, and the total funds that can be transferred into the securities are only 100 yuan, and someone wants to withdraw 110 yuan that day, so it is due to the position If the position is insufficient, the customer can only withdraw 100 yuan, or transfer 10 yuan to other places to pay the customer to solve the problem of insufficient position

Question 8: What is a bank position? A position is a type of buying or selling. Expressed intention to trade. A position can refer to the amount of money an investor owns or borrows.

1. Position (position), also known as head lining, means money, and is a popular term in the financial and business circles. If the bank's income from all receipts and payments on the day is greater than the payment, it is called a long position; if the payment is greater than the income, it is called a short position. The behavior of predicting more or less of this type of position is called shorting. The act of finding ways to transfer funds everywhere is called position reversal. If the temporarily unused funds are greater than the demand, it is called a loose position; if the demand for funds is greater than the idle amount, it is called a tight position.

2. Position is a word commonly used in the financial industry, and is often used in finance, securities, stocks, and futures transactions.

For example, when opening a position in futures trading, the position held after buying a futures contract is called a long position, or long for short; the position held after selling a futures contract is called a short position, or short for short.

The difference between open long contracts and open short contracts in a commodity is called the net position. This is only done in futures trading, but not in spot trading.

3. In foreign currency trading, "establishing a position" means opening. Opening is also called opening, which is the act of buying one currency and selling another currency at the same time. After the opening, one currency is long (long) and the other currency is short (short). Choosing the appropriate exchange rate level and timing to establish a position are the prerequisites for profitability. If you enter the market at a good time, you have a greater chance of making a profit; on the contrary, if you enter the market at a bad time, you are prone to losses. Net position refers to the trading difference between one currency acquired after opening and another currency.

In addition, in the financial industry, there are also terms such as closing positions and position lending.

There are many types of position days: the first position day (the first day of the futures delivery process), etc. Most of them refer to the day when the funds are used.

What I said above is more accurate, but it is difficult to understand. I will give you a simple explanation, but it is not accurate. It only helps to understand. I don’t know if you can understand it after reading it

A bank will have many branches, and not every branch is qualified to open an account with the People's Bank of China

For example, for a secondary branch, there will be many sub-branches and branches. Then the entire secondary branch will designate a business institution, let each branch and branch deposit the money to this business institution, and then let it open an account with the People's Bank of China. This business institution is called a position.

Question 9: Why do banks have insufficient funds and still need to lend? Interbank lending is a convenient way for banks to obtain short-term funds. Usually, interbank lending is done between member banks through the interbank lending system.

In daily operations, banks sometimes have temporary idle funds, and sometimes temporary insufficient funds occur. The interbank lending market just meets the needs of both supply and demand of funds: temporary insufficient liquidity occurs. Banks obtain funds through inter-bank lending; and banks that temporarily have idle funds use funds through lending. In Western countries, since the central bank does not pay interest on the deposit reserves of commercial banks, and at the same time, commercial banks do not pay interest on some demand deposits, this further encourages commercial banks to put idle capital positions into the interbank lending market. to gain profit. The Central Bank of my country pays deposit interest on the reserves of commercial banks, and commercial banks also pay corresponding interest on various types of deposits. Therefore, the main purpose of interbank lending is to supplement the shortage of reserves and maintain the liquidity of bank funds. Only when the investment income of borrowed funds is higher than the central bank's deposit reserve interest rate, it is economical to use borrowed funds for investment.

The interest rate for inter-bank lending is generally determined through negotiation between the lending bank and the lending bank. my country's interbank lending rates have also become market-oriented, basically reflecting the market's supply and demand for funds. The number of financial institutions participating in inter-bank lending has expanded from the original number of banks to a larger range involving non-bank financial institutions. Recently, insurance companies have also become members of the interbank lending market.

In the interbank lending market, the main lending methods are overnight lending and term lending. The former means that the borrowed funds must be repaid the next day and generally do not require collateral. The latter refers to a longer lending period, which can be a few days, weeks or months, and usually has a written agreement.

Question 10: How to calculate a bank’s liquidity position? Position can refer to the amount of funds owned or borrowed by investors. Bank position is a professional name for the banking system's allocation of available funds. Each bank or securities industry has its own capital position.

For example, a bank has a deposit of 100 yuan. According to regulations, after handing over the bank reserves and waiting for 7788 yuan of money, it is stipulated that it can only lend 70 yuan. At present, the bank has already lent A 50 yuan loan has been issued, and the other 20 yuan cannot be idle to pay interest to customers, so it will put the 20 yuan into the central bank and let the central bank distribute it to those banks that are short of positions. If it happens at this time If a large customer wants to borrow 30 yuan, then the bank's position will be short of 10 yuan, and it will have to transfer the position to other banks. This is what it means. In the case of insufficient securities capital positions, you can also understand this. Many people want to withdraw money from the securities, and the total funds that can be transferred into the securities are only 100 yuan, and someone wants to withdraw 110 yuan that day, so it is due to the position If the position is insufficient, the customer can only be allowed to withdraw 100 yuan, or transfer 10 yuan from other places to pay the customer to solve the problem of insufficient position