Huaxia Bank's car loan interest rate in China is based on the borrower's comprehensive situation, which fluctuates according to a certain proportion on the same grade interest rate announced by the People's Bank of China. At present, the benchmark interest rate of the People's Bank of China is:

1, the loan term is within one year (including one year), and the interest rate is 4.35%;

2. The loan term is one to five years (including five years) and the interest rate is 4.75%;

3. The loan term is more than five years, and the interest rate is 4.90%.