Chongqing Bank loan conditions, what materials are needed

Loan conditions

1. A natural person who is able to provide valid identity certificate and is between 18 and 60 years old and has full capacity for civil conduct;

2. Have stable economic income and the ability to repay the principal and interest of the loan on time;

3. Have a fixed residence or valid residence certificate in this city;

4. Meet the guarantee or credit loan of our bank Conditions, or provide mortgage guarantee recognized by our bank;

5. Open a personal settlement account with our bank, agree and authorize our bank to deduct the principal and interest of the loan and the amount borne by the borrower from his account Relevant expenses;

6. Have a clear loan purpose;

7. Meet other requirements of our bank.

Application materials

1. The original and copy of the loan applicant’s valid identity document;

2. Documents proving the loan applicant’s unit income;

3. If the borrower applying for mortgage or pledge guarantee is married, he must provide marriage certificate, valid ID card and copy of the spouse, and a repayment commitment letter issued by the spouse of the loan applicant; the loan applicant is unmarried If required, a declaration of unmarried status must be issued;

4. Documents proving the purpose of the loan;

5. Other necessary documents required by the Bank of Chongqing.

Extended information:

Lending institution: Bank of Chongqing

Type of institution: Small loan bank

Type of loan: Mortgage loan

Repayment method: Installment

Loan amount: 1.00 - 5.00 million

Suitable areas: Chengdu, Guiyang, Xi'an, Chongqing

Loan currency: RMB

Suitable people: other occupations, employees of state-owned enterprises, civil servants, lawyers, teachers

Loan interest rate: 0.60-0.70