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How long does it take to get a loan after the down payment on the house?
After the house pays the down payment, it usually takes 15-20 working days to get the loan.

The bank has lent money to the seller, so the seller must start to repay the loan monthly one month after the bank loan. If it fails to repay the loan on time, it will face corresponding penalties, such as the house being sealed up, being sued by the bank, being blacklisted in the central bank's database and other adverse effects.

In addition, it should be noted that there is no direct relationship between repayment and housing handover. In other words, there may be cases where the housing loan has been repaid for several years but the purchased house has not been delivered.

At the same time, after signing the sales contract, it is common sense that the loan procedures must be handled within ten working days, but it is also possible to negotiate with the developer to postpone the loan approval procedures so that the bank loan can be paid later.