First, when encountering such a problem, you need to call the police at the first time. The police will check the fraudsters at the first time and freeze the funds. In this way, their own funds can be guaranteed. Cooperate with the police at the first time and provide corresponding documents and evidence. Learn to take up legal weapons to protect yourself at the first time. Remember not to swallow your pride and do nothing, because you will have to pay back the money yourself. As long as it is proved that the loan is not caused by itself, it can be handled according to law.
Second, in this case, the person whose ID card was fraudulently used belongs to the victim, and the person who was fraudulently used has no repayment responsibility on the premise of proving the truth. Under the premise of identity theft and loans, all related debts are repaid by the fraudster. In such a situation, you should prove your innocence at the first time and truthfully explain your situation. Remember not to swallow what you are proud of or afraid of. Don't worry about repayment. According to the contract law, if you use my identity to sign a contract under the premise of fraudulent use, it is not your own will to borrow money. Once confirmed, you do not need to bear the repayment responsibility.
Loans are risky, and now loans and loans are used to it. However, we should also have a clear concept of loans here. Don't blindly and impulsively consume loans, don't overdraw your financial ability, and don't be a loan guarantor casually. Loans are risky and need to be cautious. Even if your ID card has not been fraudulently used, don't borrow money casually. So as not to fall into online loans. We should also protect our own interests and related documents to avoid unnecessary troubles.