No, bank loans need to prepare materials:

1. Valid ID;

2. Permanent residence or valid residence certificate, permanent residence certificate;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7. Use plan or loan purpose statement;

8. Other information required by the bank.

Requirements for unsecured credit loans of banks:

(1) Persons who have reached the age of 18, have full capacity for civil conduct, have permanent residence for urban residents or hold valid identity cards, and the age of the lender required for bank loans is generally between 18-60;

(2) have a stable legal income and the ability to repay interest;

(3) Other conditions required by the lending bank.

The procedure for handling unsecured credit loans is usually divided into three steps:

(1) Basic information submitted by the customer, including work unit and contact telephone number.

(2) The lending bank or company should check the credit information of customers, including whether the credit rating of customers has illegal records, and investigate the business operation status of self-employed individuals and small and medium-sized enterprises.

(3) The staff of the lending unit signed a contract with the customer to realize the loan in the shortest time.

What do you want to ask about Wuxi provident fund account? What is the initial password?

Wuxi provident fund account number is the fund card in your hand, and the initial password of the account number for provident fund inquiry is 123.

If you don't have the card, you can get the provident fund account by querying the ID number of the party concerned. Citizens can hold their ID cards to Wuxi Housing Provident Fund Management Center or your specific provident fund insurance institution to inquire about personal provident fund enrollment number, payment base, personal account balance and other insurance payment information.

Extended data:

20 1 August 91day provident fund system upgrade. At present, the Center is cooperating with the People's Bank of China and various commercial banks to prepare a credit information declaration scheme for provident fund loans.

Due to policy and technical reasons, it will take some time to access the credit information system of China People's Bank. If "provident fund loan has been transferred out" appears when an employee inquires about personal credit information, it does not mean that the employee's provident fund loan has been lost or the credit information is bad.

Before the provident fund loan system is connected to the credit information system of the People's Bank of China, employees can inquire about the credit information records of provident fund loans, and print the repayment flow of personal provident fund loans at the self-operated outlets of the provident fund center (including the business department, Xishan Sub-branch, Huishan Sub-branch, Jiangyin Sub-branch and Yixing Sub-branch) or the entrusted bank outlets of provident fund loans.

Employees can also check the repayment flow of personal provident fund loans through WeChat official account.