In the process of vehicle mortgage credit business, the interests of banks, mortgage guarantee companies and automobile sales companies are trinity. The GPS tracking management scheme of Langgu mortgage vehicle will minimize the loan risk, ensure the loan repayment, increase the car sales, solve the problem of missing owners and vehicles, and reduce the greater losses caused by malicious arrears and malicious loan fraud.
Pre-installed GPS monitoring and positioning vehicle terminal on the mortgaged vehicle. Banks, insurance companies or automobile sales companies can track, manage and monitor moving vehicles by using GPS monitoring and positioning management platform and dynamic data processing of computers, vehicle monitoring units and communication systems.
Second, the system function
1. Vehicle location: query the vehicle location. After receiving the inquiry command, the vehicle will send back GPS positioning data to the management center, which will be displayed on the electronic map by the monitoring terminal. Let the lender know that the mortgaged vehicle is within the management scope of the bank, insurance company or automobile sales company, increase the psychological pressure of the lender to repay, and urge it to repay on time; Convenient communication, when the lender fails to repay, the controller can know its location in time and conveniently, and urge it to repay by means of mobile phone, telephone, information, etc., otherwise, the car will be closed to ensure timely and effective recovery of the mortgage; After being stolen or cheated, it is convenient to track and recover vehicles and protect the interests of banks, insurance companies and automobile sales companies;
2. Trajectory playback: The system automatically stores the trajectory data returned by the vehicle platform, and the manager can play back the historical trajectory data. Reduce the probability that the owner violates the mortgage contract, and prevent the lender from selling the mortgaged vehicle in other places because it can't repay the loan on time, falsely claiming that it was stolen, etc. And after the incident, it serves as strong evidence for banks, insurance companies and auto sales companies to claim compensation from lenders;
3. Remote control function: Through the monitoring terminal, the vehicle flameout control can be realized. When the mortgaged vehicle is stolen and the owner requests it, the management center can use this function to control the vehicle, protect the interests of the owner and improve the property safety guarantee rate of the mortgaged vehicle; In some cases, using this function can protect the interests of banks, insurance companies and car sales companies. Protect enterprise property, put an end to bad customers' breach of contract, and enhance enterprise credit;
4. Setting of traffic range: The maximum traffic range of vehicles can be designed in advance, and electronic fences can be set up. Once the vehicle leaves the set range and monitoring platform, there will be a prompt to remind the enterprise to supervise, or you can check the records afterwards as the basis for handling;
5. Concealed installation to prevent malicious disassembly and damage, power failure alarm of main power supply, oil circuit locking function after disassembly, and multiple preventive measures to ensure the safety of GPS equipment and vehicle property.
How to check the gps positioning of mortgage car?
The method of checking the gps positioning of the mortgage car is as follows: 1, wired GPS: You can find it slowly along the power cord of the car because wired GPS needs to be connected to the power supply before it can be powered on. You can also use the GPS signal detector to search, because wired GPS will send the current GPS position to the server every ten seconds to dozens of seconds. Just find a relatively empty place where no one passes for 20 meters, and slowly scan from the inside of the car to the outside to see if you can detect the signal. If a signal is found, the signal strength can be judged by moving. The signal is full and the GPS is around the detector. 2. Wireless GPS: It can be manually checked, such as front and rear bumpers, trunk, armrest box, co-pilot position, co-pilot position glove box or door glove box or even placed on the chassis.
Does the loan car have GPS positioning? Where can I get a loan to buy a car and carry GPS?
Generally, loan cars have GPS positioning, but some of them are not installed, which depends on the requirements of 4S stores. The loan to buy a car GPS may be installed in the spare tire, bumper, rearview mirror and driver's junction box, but it does not rule out that there are other places. In short, it will be hidden in a relatively hidden position.
The installation of GPS positioning device on the loan car is because the seller wants to have certain protection to prevent customers from running away and losing money. If the customer runs away, the seller can locate the vehicle in time and detain the vehicle in time.
Once the GPS positioning device is installed, do not disassemble it easily. After the GPS is removed, it will not be of much benefit to the owner, but may have to pay a large penalty. If the vehicle is equipped with a GPS positioning device, it can be removed after the loan is paid off.
There are generally three kinds of automobile GPS positioning devices, namely OBD interface automobile GPS locator, wired automobile GPS locator and wireless automobile GPS locator.
Among them, the installation position of automobile GPS locator with OBD interface is relatively limited, and it is generally installed at the position of OBD interface in the cockpit, so the loan car generally does not install this position. Wired car GPS locators are widely installed, while wireless car GPS locators are not installed in hot and humid places, but can be installed in places where iron is adsorbed on vehicles without affecting signal reception.
So much for the introduction on how to locate the loan car.